He is a postgraduate technologist holding a Master’s degree in Technology (Biotechnology), along with a Bachelor’s degree in Chemical Technology and a PGDBM from NMIMS.

He began his career as a Project Engineer, contributing to the setup of a biotechnology project. He later moved into antibiotics manufacturing with a multinational organization, followed by a transition into project appraisal at Bank of India.

During his 30-year tenure at Bank of India, he gained extensive experience across multiple functions and levels. His key areas of expertise include Techno-Economic Viability (TEV) studies, Corporate Debt Restructuring, Large Corporate Credit, Branch Banking, Vigilance, and Asset Recovery Management.

An avid reader, he has a keen interest in travelling and engaging with people from diverse backgrounds. He is a strong believer in lifelong learning and remains enthusiastic about embracing new ideas and opportunities.